Patrick J Cunningham
We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.
Patrick J Cunningham
Loan Officer
Phone: (908) 224-4100
NMLS#: 223287
License states: Florida, Pennsylvania, New Jersey
Spoken Language: English
My reviews on Google
There are people who do a good job, people who do a great job and then there are people who raise the bar. My husband and I just bought our dream home and Patrick Cunningham not only helped us get a mortgage but found a way for use to be able to afford our dream house which was out of our budget. He “held my hand” through the entire purchasing process and thoroughly explained all of our option to us. He even sent a personalized video to the sellers to solidify to them that we had the financing. He was with us the entire process. No call or email was ever left unanswered. All of my friends have refinanced or purchased their houses with him and I now know why. I cannot recommend him enough.
Patrick was amazing to work with. Being a first time homebuyer, he helped explain everything to me in detail so that I was comfortable and understood. He was extremely thorough! He was always available to answer any questions that may arise no matter how often I asked.
He always checked in on me to make sure I was doing okay throughout the process. I would highly recommend him to anyone.
Patrick was beyond amazing to work with. He e-mailed, called, texted right back. It didn't matter what time or day of the week - he treated us like royalty. He made buying our first house an outstanding experience. He explained everything thoroughly and answered every single question we had. I could not have asked for someone better to work with. Patrick, thank you from the bottom of our hearts. Lauren Kreeger and William Windrow
Mortgage Rates
Why are my rates so low?
- 1. I shop dozens of the top wholesale lenders in real time to find you the best rate with my pricing engine
- 2. Loan Factory was the #1 Mortgage Broker in the US in 2021 & 2022. Because of this volume, we can negotiate ridiculously great rates with lenders
- 3. Our profit per loan is much lower than banks. I know that if we give you an amazing rate and term, you will share your experience with others
Our Accomplishments
28685+
Customers
$11.6+ billion
In Closed Loans
5305+
What makes us different?
Lenders
- Provide customized, real-time rate quotes
- Immediate notification of any market rate movements
- Comprehensive rate comparisons across all lenders
Loan Factory
- Provide customized, real-time rate quotes
- Immediate notification of any market rate movements
- Comprehensive rate comparisons across all lenders
Other brokers
- Provide customized, real-time rate quotes
- Immediate notification of any market rate movements
- Comprehensive rate comparisons across all lenders
